Working with us hand in hand to repair a Bad Credit History and adverse listings
Ensure that all of your good current accounts are paid on time every month. Even if you are "blacklisted". Late payments and skipped payments (payments that are 30 days late or more) have a huge negative effect on your credit score
Only carry one credit card with you. And the ones that you do not use pay them off as soon as possible. Contact all your creditors to request that they close the accounts which you have paid off and request they send an update of this status change to all three credit bureaus (Transunion, Experian and XDS).
Contact and request in writing that your creditors reduce the credit limits on your accounts to lower your amount of available credit. This will also assist in the urge of overspending.
Get a yearly copy of your credit report free of charge in your birth month to make sure there are no errors or accounts still active when they have been paid off.Step 5
Should any adverse information reflect e.g Judgments, Defaults, Notices, Trace Alerts contact us immediately for our innovative credit clearance process.