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ITC Clearance application form

 

 

Credit Clearance Application Form SA

credit clearance online Application

Credit Bureau Clearance Services - Credit Repair South Africa

We are one of South Africa's leading Credit bureau clearance companies, responsible for delivering impeccable service and world-class customer services. We make the process of credit bureau clearance a happy and satisfying experience. 

Have you been declined for finance?

We can assist you to restore your credit reports and, in the process, increase credit scores.

Are you Struggling to get your credit reports in order? if you've been turned down for finance, vehicle finance or even home loan applications our knowledgeable team is here to help.  

With your consent, we will access your profile from 4 of South Africa's major bureaus. From there we work on your profiles and provide you with the required results.

Our success and satisfied clients speak for themselves.

We care and we listen to EACH client. We put ourselves in our client's shoes and then we make a plan that works. Our success is only measured by results, the most important being how our clients feel about their experience with us.

We work efficiently, quickly and each client gets personal attention. 

Our process is effective, quick and easy. If you are interested in taking this rewarding journey with us complete our online application and let us wow you with our dedication.

Credit Salvage Testimonials

How WE Can Help You!

Benefit from our Expertise and sign up today.
  • Unlike other companies with hidden costs, we have a low pricing structure with no hidden fees.
  • Quick turnaround times when dealing with us
    • We will start the clearance process in a couple of hours of receiving a signed application form. 
  • You will know exactly what is wrong with each of your credit bureau profiles
    • Prospective credit providers will decline credit applications upfront due to low credit scores
  • A detailed credit score analyses and plan of action to improve credit scores. We deal with 4 of the major credit bureaus in South Africa.
    • Transunion
    • Experian
    • Compuscan
    • XDS
  • No face-to-face interview required
    • We assist clients countrywide
    • World-class reporting system to ensure you stay updated throughout the entire process
    • Extremely easy to get hold of your account manager through website chat, telephone, WhatsApp and email.
  • Professional interaction with all bureaus. Removals and updates to adverse accounts and listings
  • Credit Score Improvements
  • Registered with various industry regulatory bodies.
  • 16 years of industry experience with hundreds of positive referrals and positive reviews. We care and we make a plan!
  • Easy online credit clearance application
  • Money-back guarantee.

Process

 Credit Bureau Clearance Process Credit Salvage min

Cost Structure

Please find below our cost structure. Fees can be paid once off upfront or in affordable monthly repayment instalments. 

We have a repayment plan suited for every budget. Don't delay. Start today! 

Credit Bureau Clearance costs min

Let’s Fix Your Credit Rating

You found us so it would be a fair assumption that you might have been blacklisted or is not creditworthy. This poor credit rating and credit score are stopping you from moving forward in life.

To start our credit bureau clearance process simply follow the steps in our online application or you can call one of our customer-focused support staff on 0878980895/6/7/8

Have more questions you wish to have answered? Please visit our frequently asked question page for answers. Credit Clearance FAQ page

Let's start off with some basic information.

Please ensure all information is correct.

Where did you hear about us?

Please type your Full names and Surname

Please enter your valid work number

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Who do you work For?

Please enter a valid ID Number

Please enter a valid cellphone number

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Please select a date when you receive your salary.

Please choose one option for your Net income

Your Consent

Signature Required

To avoid any delays in processing your application please ensure you sign in the signature block. We cannot proceed without a valid consent signature.

Please sign in the box if you consent

Costs and Benefits

Please choose your option for repayment. 

I need the following service

Please choose one option for credit clearance.

Please choose one option for Debt review removal

Payment option

Please Note: Unfortunately, we are unable to accept EFT as a form of payment for monthly instalments. If you require the fees to be repaid in instalments please choose the debit order option above and complete your details as required.

Debicheck 

Should you prefer to repay our fees in affordable instalments for up to 5 months please complete the following debit order details.

Please take note that we DO NOT require an upfront or deposit payment. We will start the process, as mandated by you, as soon as the Debit Order is authenticated by you.

Your bank name

Please choose one option for credit clearance.

Please choose one option for Debt review removal

Debicheck Terms

DebiCheck is a debit order collection method that we will use to collect money from you to pay for our services. We DO NOT require an upfront payment to start with any work. We however do require that a valid authenticated DebiCheck is in place for future collections.

DebiCheck is a debit order payment method where payments are processed in the early morning and we must both follow additional steps if you want to pay us from your account via this debit order payment method.

Payments processed under this mandate will commence at different times:

  • If this mandate is provided for a new agreement with us, the date on which the first payment is processed will be determined as per your debit order mandate signed.
  • If the mandate is provided for an existing agreement with us, the date on which the first payment is processed will be the same payment day as per the original mandate signed after you have authenticated this mandate.

General

If you do not have funds available on the stipulated payment day, we may be unable to collect a payment, you will remain liable for all unpaid amounts due by you.  If your debit order is not paid, you may be in breach of your agreement with us.

We may continuously look into your account before and after the payment day and resubmit the collection should we not have been successful in collecting on the payment day.  This is called “tracking”.

If you have an existing DebiCheck mandate, this mandate will then replace the existing mandate.

Declaration

I, the undersigned, request Credit Salvage to arrange with my bank to collect, by means of the debit order system, the payments in terms of the stipulations of the contract and payments in arrears (as they may be amended from time to time/where applicable/where so requested) of the above-mentioned against my account.

Benefits (The paid fee will give you the following service)

Credit bureau checks, Credit clearance and/ or updates Clearance of Listings, Reckless lending, Prescription cases and budgeting advise. Credit score monitoring and advise for a period of 6 months after clearance.

Should you wish to make an eft transfer please contact us directly on 0878980895.

Power of Attorney and Fee Agreement

Credit Salvage Corporation (hereinafter referred to as CREDIT SALVAGE) and their duly nominated employees with the power of Substitution, to be my Agents in my name, place, and stead to access all my personal financial and credit information, whether telephonically or online (using my personal information) or any other means available to CREDIT SALVAGE. CREDIT SALVAGE will ensure the confidentiality of this information. This information will be used to be able to deal with clearing and/ or updating my ADVERSE INFORMATION in accordance with the National Credit Act.

This includes but is not limited to:

  • Obtaining my credit reports (before and on finalisation of the process)
  • Obtaining outstanding balances from my Creditors
  • Obtaining copies of contracts and/or any other documentation about alleged credit provided to me by my Creditors
  • Providing me with proposals to remove and/or update my adverse listings, obtaining paid-up letters and lodging credit bureau disputes on my behalf.

Get paid-up confirmations and paid-up letters from past and current creditors and obtain any legal paperwork necessary to revoke judgments. Prepare, sign, and file documents with any governmental body and credit providers. Employ professional and business assistance as may be appropriate, including attorneys, accountants, real estate agents, and Bond originators. Obtain information or documents from any government or credit providers, and negotiate, compromise, or settle any matter with such government or credit providers.

I also authorise CREDIT SALVAGE to release any such information as may be necessary about my identity, my employment status and my financial circumstances to any other person/institution, provided that it is related and limited to my current credit status, and generally for effecting the purposes aforesaid, to do or cause to be done whatsoever shall be requisite, as fully and effectually as I might or could do if personally present and acting herein.

I undertake to confirm any actions by CREDIT SALVAGE in terms of this Power of Attorney should I be called upon or required to do so.

Regarding Section 13 of the Protection of Personal Information Act No. 4 of 2013 Act (POPIA), I give my consent to CREDIT SALVAGE providing my personal information, but not limited to my name, identity number and account number, to my Creditors. In turn, I consent to my Creditors providing CREDIT SALVAGE with the information requested by them pertaining but not limited to balances, statements, prescription letters, paid-up letters, contracts, documents, and any other information required by CREDIT SALVAGE should any matter that I have mandated CREDIT SALVAGE to deal with, become disputed.

I confirm that I know the said information exchanged between CREDIT SALVAGE and my creditors will only be used to improve my credit status at the different credit bureaus. This Special Power of Attorney shall continue effective until my cancellation with Credit Salvage or by “the attorneys” nominated by CREDIT SALVAGE. This Power of Attorney may be revoked by me at any time by providing written notice to CREDIT SALVAGE.

Please choose one option for credit clearance.

If you do not agree to our terms simply exit without continuing. Your information will not be processed.

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Power of Attorney and Fee Agreement - Continue

CREDIT SALVAGE CORPORATION SA (PTY) LTD (Hereinafter referred to as “CREDIT SALVAGE CORPORATION”) AND/OR THE ATTORNEYS NOMINATED BY THEM (HEREINAFTER REFERRED TO AS “THE ATTORNEYS”) With the power of attorney and substitution to render the necessary professional service (done by CREDIT SALVAGE) and legal services (done by “the attorneys” nominated by CREDIT SALVAGE)

  • I confirm that I am aware that Credit Salvage Corporation SA (Pty) Ltd and/or the attorneys may withdraw as my agent and/or attorneys for good cause, or in the event of my failing to pay any fees or disbursements in terms of this agreement. In the event of nonpayment Credit Salvage Corporation SA (Pty) Ltd and/or attorney shall be entitled to retain all documentation in their possession, whether prepared by them or not, until the full amount outstanding in respect of administration and/or legal fees is paid. Work will only commence once the first payment has been paid into the nominated account. In the case of a debit check once the debit order is authenticated. No matter will be finalised until receipt of full payment of the actual administration fees and has been paid in full. 
  • I fully understand and agree that should Credit Salvage Corporation SA (Pty) Ltd and/or the attorneys be unsuccessful in obtaining any rescission, removal or updating of any judgment, adverse, default or any listing against me, I will not be entitled to a refund of any fees paid by myself. I further understand that it may not always be possible for Credit Salvage Corporation SA (Pty) Ltd and/or attorneys to be successful in the rescission, removal updating of any judgment, adverse, default or any listing against me, however, they will endeavor to positively upgrade these listings. I FURTHER UNDERSTAND THAT THIS PROCESS IN NO WAY GUARANTEES ME SUCCESS IN ANY FUTURE CREDIT APPLICATIONS, AS THE GRANTING OF CREDIT IS ENTIRELY AT THE SOLE DISCRETION OF THE REGISTERED CREDIT PROVIDER AND NOT AT THE DISCRETION OF THE REGISTERED CREDIT BUREAU. 
  • I confirm that should this mandate be terminated for any reason whatsoever, that Credit Salvage Corporation SA (Pty) Ltd and/or attorneys shall be entitled to charge wasted costs occasioned by any work already commenced by them, in addition to a cancellation fee of R750. Please note that once the matter has been handed over for collections, you will be liable for all collection costs. 
  • I hereby authorise Credit Salvage Corporation SA (Pty) Ltd and/or attorneys to conclude settlement negotiations with my various creditors. Should Credit Salvage Corporation SA (Pty) Ltd be successful in negotiating a reduced settlement amount payable by me to the creditor, I agree to pay Credit Salvage Corporation SA (Pty) Ltd the sum of 20% (twenty per cent) of the said saving as a negotiating fee. This negotiating fee shall be payable over and above the administration fees quoted. I hereby also appoint Credit Salvage Corporation SA (Pty) Ltd and/ attorneys to be my broker and that they, or their representatives, have the authorization to access any of my personal information, including credit bureau reports held by a registered credit bureau.
  • To keep administration and legal fees to a minimum, I understand that Credit Salvage and the attorneys shall only contact me as and when necessary and only when progress is to be reported to me. In this regard, I confirm that any additional telephone calls and/or consultations made by me when enquiring about progress shall be payable by myself in addition to the administration and/or legal fees quoted.
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Credit Salvage Debt Counselling and Credit Clearance Attention min 1

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Electronic Signature: Please be advised that, by clicking on any “submit” button on this site, you will submit an electronic signature, as contemplated in Section 11 of the Electronic Communications and Transactions Act, No.25 of 2002. Such signature carries with it all the weight of all contractual and legal obligations which may arise from the submission of such signature.

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